hassle‐free payment plans.
Consolidate your medical bills into a monthly payment plan with Parasail.
“In an effort to make care accessible to all of our patients regardless of their financial situation, we’ve partnered with Parasail to find patient‐friendly payment plans that fit their needs. Unlike credits cards, Parasail has fixed interest rates based on your financial information, no fees and affordable payments that can be spread out monthly to fit your budget to ensure that you get the care that you need.”
Comprehensive Health Association
How a payment plan can help
Typical Breakdown of Medical Costs
(Includes: Facility Services, Physician Services, Anesthesia)
With a Parasail Payment Plan
- Total cost includes physician services, anesthesia, and surgery site fee • In-network procedures • SF Bay Area • Typical Bronze insurance plan • Insurance deductible not used
- 20% co-insurance • 700 FICO® score • 2 year loan payment • 0% down payment
- Subject to credit approval. APR: 13.38% subject to increase or decrease. Example: 24 monthly payments of $244 each for well-qualified applicants.
- This loan is for example only. It may not reﬂect actual costs for your procedure, insurance coverage, and deductible costs. Loan rates are based on individual ﬁnancial information and loan provider requirements.
How our plans work
Get your medical bills under control in just 2 minutes.
Safely and securely apply in minutes to turn your unmanageable expenses into affordable payments.
Get a quick response in less than 60 seconds without impacting your credit score.
We’ll provide you with loan options so you can pick which term and rate works best for you.
Set up how you’d like to pay each month, never think about it again. It’s easy and convenient.
With one application - that doesn't effect your credit - we'll search for fixed-rate loan offers from all of the top online lenders. Funds can be used for any medical-related expense... And best of all, we're paid by the lenders, not you, so you can find all the best offers in one place with no markup.
Get started now
With Parasail you can focus on treatment, not payment.
Our promise to you
We make medical care affordable for everyone.
No introductory teaser rates that blow up into massive debt at high interest rates. Your terms stay the same during the entire payment term.
All rates and terms are clearly stated up front and there's no small type that you have to read to understand what's going to happen.
Fast + Easy
Rest assured: applying for our hassle-free payment plan won't affect your FICO score and can be done quickly, in about 2 minutes.
Our payment plans are serviced by our partner Avant, who has a 96% customer satisfaction rating by loan servicing customers.
Help managing expenses
Here’s a few helpful tools to help you get a handle on your debt.
Improve financial eligibility
Bloom Credit works to improve financial eligibility of people declined for lending products. They use technology to analyze applicant issues and provide specific guidance that works..Learn More
Crowdfund to pay your medical bills
We partner with YouCaring, a free online fundraising platform to help set up a crowdfunding campaign to pay your medical debt.Learn More